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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. A group health insurance Certificate of Coverage is

A) given to the employee as proof of coverage.
B) only provided to an employer
C) issued to the policyowner as proof of coverage.
D) issued in lieu of a policy.

2. Which of the following policies generally does NOT have a cash value?

A) variable life
B) term
C) endowment
D) straight life

3. An insurance producer is appointed to transact insurance on behalf of

A) the Insurance Commissioner.
B) the appointing insurer.
C) all insurers.
D) the Commonwealth of Pennsylvania.

4. Written proof of loss must be furnished to the health insurer within how many days after the date of loss?

A) 15 days.
B) 45 days.
C) 90 days.
D) 30 days.

5. Medicare Part B insurance is partially funded by

A) employment taxes.
B) employer contributions.
C) Social Security taxes.
D) user premiums.

Solutions: