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Updated: Aug 02, 2026

No. of Questions: 122 Questions & Answers with Testing Engine

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Insurance Licensing NY-Life-Accident-and-Health Exam Overview:

Certification Vendor:New York State Department of Financial Services
Exam Name:New York Life, Accident and Health Insurance Agent/Broker Examination
Exam Number:Series 17-55 / NY-Life-Accident-and-Health
Real Exam Qty:150
Certificate Validity Period:2 years (renewable)
Exam Format:Multiple Choice, Scored + Unscored Questions
Passing Score:70%
Available Languages:English, Spanish
Related Certifications:Series 17-51 (Life Insurance)
Series 17-52 (Accident and Health Insurance)
Exam Duration:150 minutes
Exam Price:$75 USD
Recommended Training:New York DFS Approved Pre-Licensing Courses
Exam Registration:PSI Services (Official Exam Provider)
Sample Questions:Insurance Licensing NY-Life-Accident-and-Health Sample Questions
Exam Way:In-person at PSI test centers / Online remote proctored
Pre Condition:Minimum age 18; complete approved pre-licensing education (40 hours); background check
Official Syllabus URL:https://www.dfs.ny.gov/licensing/insurance_licensing

Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Underwriting, Marketing and Sales Practices15%- Sales and Customer Service
  • 1. Suitability and Disclosure Requirements
    - Application and Underwriting Procedures
    • 1. Risk Classification and Selection
      Accident and Health Insurance35%- Health Insurance Basics
      • 1. Group vs Individual Coverage
        • 2. Medical Expense and Disability Income
          - Government Health Programs
          • 1. Medicare and Medicaid
            • 2. New York State Specific Programs
              - Policy Provisions and Claims
              • 1. Eligibility and Enrollment
                • 2. Coordination of Benefits
                  Life Insurance Products and Provisions30%- Types of Life Insurance Policies
                  • 1. Annuities and Retirement Products
                    • 2. Term, Whole Life, Universal Life
                      - Policy Provisions, Riders and Options
                      • 1. Non-forfeiture Values and Dividends
                        • 2. Beneficiary Designations
                          Insurance Regulation and General Principles20%- Insurance Concepts
                          • 1. Contract Law and Policy Structure
                            • 2. Risk Management and Insurable Interest
                              - New York Insurance Code and Laws
                              • 1. Producer Responsibilities and Ethics
                                • 2. Unfair Trade Practices
                                  • 3. Licensing Requirements and Procedures

                                    Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                                    1. Clark will be doing business as an agent. When MUST he be appointed by the insurer?

                                    A) Within 15 days of submitting his license application.
                                    B) Within 20 days after commissions have been paid.
                                    C) Within 15 days of signing the agency contract.
                                    D) At the time the license application is submitted.


                                    2. Sue Ellen is the sister of a licensed New York insurance producer, Frank Gillespie. Frank was recently killed in a car accident and Sue Ellen has been issued a temporary license to run Frank ' s agency. For what period of time is the initial temporary license valid?

                                    A) 3 months.
                                    B) 1 year.
                                    C) 6 months.
                                    D) 2 years.


                                    3. Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?

                                    A) Travel accident agents
                                    B) Baggage agents
                                    C) Independent adjusters
                                    D) Personal Lines agents


                                    4. Clark will be doing business as an agent. When MUST he be appointed by the insurer?

                                    A) Within 15 days of submitting his license application.
                                    B) Within 20 days after commissions have been paid.
                                    C) Within 15 days of signing the agency contract.
                                    D) At the time the license application is submitted.


                                    5. The cost of a long-term care policy is based on all of the following EXCEPT

                                    A) personal income.
                                    B) age.
                                    C) health condition.
                                    D) level of benefits provided.


                                    Solutions:

                                    Question # 1
                                    Answer: C
                                    Question # 2
                                    Answer: C
                                    Question # 3
                                    Answer: D
                                    Question # 4
                                    Answer: C
                                    Question # 5
                                    Answer: A

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