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Study and prepare exam with our California Department of Insurance CA-Life-Accident-and-Health Exam Quiz Torrent Materials, TrainingQuiz provides you the best exam products to pass exam for sure.
Updated: Sep 06, 2025
No. of Questions: 157 Questions & Answers with Testing Engine
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The reliable and latest CA-Life-Accident-and-Health Quiz Torrent Materials with the best accurate contents is helping candidates to pass for sure!
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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
1. What Medicare coverage automatically begins at age 65?
A) Part A
B) Part C
C) Part B
D) Part D
2. All of the following are characteristics of adverse selection EXCEPT
A) poor underwriting results may occur if too many of the applicants accepted for insurance are those most likely to incur serious losses.
B) insurance companies cannot discriminate against applicants who have a higher probability of loss.
C) it normally occurs if the premium is low relative to the loss exposure.
D) people with the greatest probability of loss are the ones most likely to buy insurance.
3. Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?
A) The premiums will not be invested during the return period.
Copyright 2024. PSI Sen ices LLC. All rights reserved.
B) The policy has a 30-day return for cancellation feature.
C) The insured forfeits any premiums paid if cancelled.
D) The insurer has the right to cancel if less than 30 days.
4. A terminating employee who wants to exercise the conversion privilege must meet all of the following requirements EXCEPT
A) supply evidence of insurability.
B) fill out the required forms.
C) apply within 31 days of termination.
D) pay the premium.
5. All of the following are features of a Preferred Provider Organization (PPO) EXCEPT
A) employees have a choice of practitioners.
B) dependents do not need referrals to see a specialist.
C) providers are paid on a fee-for-service basis.
D) primary care physicians act as gatekeepers.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: B | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: B |
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